This project is powered by scientific work "Forecasting macroeconomic effects of stablecoin adoption: A Bayesian approach" by Perper Team, which analyzes the effect of stablecoin adoption on key macroeconomic factors in Montenegro. The main explanation for the adoption of stablecoins is their one-to-one peg to various currencies and commodities. Previous studies have relied on the relationships among cryptocurrencies and thus could not disentangle the country-level macroeconomic effects of stablecoins from the effects of other cryptocurrencies. Using data from January 2006 to December 2019, we decompose the correlation between cryptocurrencies and their effects on the economy due to (a) shocks to stablecoins and (b) shocks to Bitcoin. Contrary to assumptions, stablecoins do not maintain their peg in “crash times” but do promote economic growth. Bitcoin's volatility deanchors investor expectations, disrupts markets, and destabilizes key macroeconomic factors. Our novel findings indicate that stablecoin adoption should not be based only on a one-to-one assumption and reveal the mechanism of key gaps by a prudential authority.
Click here for full study.
Click here Whitepaper document.

The Perper project has the goal of digitally transforming Montenegro and making it ready for the complete adoption of blockchain and AI technologies. This could involve a number of different initiatives, such as developing and implementing blockchain- based solutions for various industries, educating the public and businesses about the benefits and potential uses of blockchain technology, and working with government and regulatory bodies to create a supportive environment for the adoption of blockchain technology, IoT (Internet of Things), and AI (artificial intelligence). The Perper project aims to play a foundational role in the adoption and development of blockchain and AI technologies in Montenegro, and potentially influence the direction of the country's future blockchain economy and financial system.

Perper is proud to be working with leading software accounting companies in Montenegro to develop an ERP software solution that integrates Perper payments functionality. This integration will enable businesses to seamlessly accept Perper payments without having to switch to a different payment processing system or software.
The software accounting companies involved in developing the ERP solution with Perper have thousands of terminals in Montenegro, which can potentially cover most businesses in the country. This means that businesses will be able to start accepting Perper payments right away once the integration is complete, which can help accelerate the adoption of Perper as a payment option.

As we continue to advance and expand our project, one of our newest initiatives is the development of both white-label and blueprint solutions for the Perper ecosystem. Recognizing the need to further decentralize and democratize the world of cryptocurrency and blockchain technology, we are offering companies and organizations the opportunity to adopt our technology and customize it to fit their unique needs.

Through the Perper white-label and blueprint solutions, we aim to empower local and smaller players in the market, making blockchain technology more accessible and widespread. This is especially significant in areas where blockchain adoption is still in its early stages or where regulatory barriers make it difficult for local businesses to participate in the cryptocurrency industry.

Our white-label and blueprint solutions will include all the key features of Perper, including our hybrid wallet, NFT marketplace, AI integration, smart contracts, and future fintech technologies. This allows businesses to leverage the cutting-edge technology we have developed, while also adapting it to their specific use cases and target audience.

Fees collected from the white-label and blueprint solutions will be used to further support the Perper project. Specifically, they will be directed towards the buyback and burn program of Perun tokens, contributing to the value and scarcity of our native cryptocurrency. This aligns the interests of white-label and blueprint customers, Perun token holders, and the broader Perper community, creating a sustainable and mutually beneficial ecosystem.

In this way, we are not only expanding the reach of Perper but also fostering a more decentralized and democratic blockchain landscape worldwide. Our white-label and blueprint initiatives underscore our commitment to innovation, accessibility, and community-driven growth in the blockchain industry.